Jimmy Willard

3103 Michael Dr

Louisville, KY
$ 245,000 Beds 3 Baths 1 Sq 1,213
Monthly Estimate* How much can I afford?

Set in Houston Acres, 3103 Michael Dr is a 3-bedroom, 1-bath home waiting for someone ready to add their own signature. With good bones and plenty of upside, this house rewards imagination and rolls out endless possibilities for the right buyer. Three comfortable bedrooms give you room to rest, host, or carve out a home office that finally sticks. The single bath keeps the layout simple and functional, while first-floor laundry spares you the endless trek up and down stairs—a small detail that quietly earns its keep every single week. The real showstopper waits below: a full unfinished basement with convenient walk-up access. Think blank canvas. A future rec room, workshop, gym, or extra living quarters could take shape here, and that walk-up entry makes hauling gear, furniture, and weekend projects refreshingly painless. If potential had an address, this would be it. Location seals the deal. Des Pres Park sits just up the road, offering green space, fresh air, and an easy spot to stretch your legs. When the fridge runs empty, Target Grocery is a quick hop away, keeping errands off your to-do list and back into your weekend. This is a home for buyers who see beyond the surface—those excited to update, personalize, and build equity along the way. Bring your vision, roll up your sleeves, and turn solid potential into something truly yours. Opportunities like this in Houston Acres don't linger long, so schedule your showing soon. This property is HUD-owned Case # 201339188. FHA Insured status: Uninsured. Choose FHA financing to qualify for $100 down. Ask Agent for details. $100 down & 203K eligible. *FHA Insurability is subject to the buyer's appraisal.* Equal housing opportunity.

Pending

  • Price
  • $ 245,000
  • City
  • Louisville
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • Jefferson
  • Half Bathrooms
  • 0
  • Area
  • FernCreek-Hikes Point-Jeffersontown
  • Lot Size
  • 0.22 Acres
  • Zip
  • 40220
  • Sqr Footage
  • 1,213
  • Year Built
  • 1955
  • Style
  • Ranch
  • MLS#
  • 1725010
Listed By: B&B Gibson Realty
Data Source: Metro Search, Inc.

Features

General

Heating Natural Gas
Cooling Central Air
Utilities Electricity Connected,Fuel:Natural
Roof Shingle
Architectural Style Ranch
Construction Materials Vinyl Siding,Brick
Year Built 1955
Stories Count 1
Property Subtype Single Family Residence
County Jefferson
Property Type Residential
HOA false
Attached Garage false
Subdivision Name LAZY ACRES
Garage Y/N false
Total Rooms 8
Full Baths 1
Status Pending
Directions Taylorsville Rd to Houston Blvd to Martha to Michael
City Louisville
MLS Area 07-FernCreek/Hikes Point/Jeffersontown
Lot Size Units Acres
Lot Size Square Feet 9583
MLS Area Minor 07-FernCreek/Hikes Point/Jeffersontown
Standard Status Pending
Tax Lot 0044

Interior Features

Basement Walk-Up Access,Unfinished
Total Fireplaces 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 1213
Total Bedrooms 3
LivingAreaSource Appraiser
Total Baths 1

Exterior Features

Fencing Chain Link
Parking Features Driveway
Water Source Public
Lot Size Area 0.22
Foundation Details Poured Concrete
Building Area Total 1213
Lot Size Acres 0.22

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Shelbyville, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School Unknown High School

Price History

7/31/2026 Listed $245,000

Property vs Zip Code Average in 40220

Price
AVG $320K
$250K
Year Built
AVG 1966
1955

Areas That We Cover

3103 Michael Dr Louisville, KY is a Single Family Home for sale at $245000 with 1213 sqft and a lot size of 0.22 Acres Acre(s). 3103 Michael Dr Louisville has 3 bedrooms, 1 baths and was built in 1955. The property's zip code is 40220 which is in Louisville, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jimmy Willard

Jimmy Willard

502-321-1111

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