2029 Payne St

Louisville, KY
$ 310,000 Beds 2 Baths 1 Sq 1,164
Monthly Estimate* How much can I afford?

This charming Clifton home is perfectly situated overlooking green space and features impeccable craftsmanship and details displayed in hardwood floors, generous ceiling height, original finished woodwork, trim and doors combined with thoughtful updates. The beautifully curated kitchen is a masterpiece of modern design and functional luxury. The space is anchored by gorgeous new flooring and framed by an exquisite Italian tile backsplash that adds texture and artistic flair. Quartz countertops and stunning fixtures complement the new cabinets and custom design. The amazing kitchen hosts two dining spaces and one overlooks the picturesque backyard and the other is a multifunctional island offering substantial social and prep spaces. One of the bedrooms features the rare offering of a walk-in closet and the other has a timeless decorative fireplace and doubles as an office with a hidden work space. A spacious laundry-mud room and a renovated bathroom complete this gem.. Plenty of gardening and entertaining space is found in the intimate back yard enclosed with a full privacy fence. A quaint brick walkway connects the garage off the alley and the newer Trex Deck with zero entry to the back door. The multi-zone entertainment deck is perfect for ultimate hosting! The layout flows effortlessly with integrated seating for dining, a cozy lounge area and room for a grill station. A welcoming front sitting porch offering a vantage point of unobstructed views of the neighborhood expands the outdoor living space. This highly desirable location is within walking distance to Frankfort Avenue shops, restaurants, entertainment and parks. The character-rich appeal of this home is a must-see and located in one of Louisville's most loved areas.

Active Under Contract

  • Price
  • $ 310,000
  • City
  • Louisville
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • Jefferson
  • Half Bathrooms
  • 0
  • Area
  • Clifton-Crescent Hill-St Matthews
  • Lot Size
  • 0.1 Acres
  • Zip
  • 40206
  • Sqr Footage
  • 1,164
  • Year Built
  • 1900
  • Style
  • Shotgun
  • MLS#
  • 1728249
Listed By: Kentucky Select Properties
Data Source: Metro Search, Inc.

Features

General

Heating Forced Air,Natural Gas
Cooling Central Air
Utilities Electricity Connected,Fuel:Natural
Roof Shingle
Garage Spaces 1
Architectural Style Shotgun
Construction Materials Vinyl Siding,Wood Frame,Aluminum Siding,Brick
Year Built 1900
Stories Count 1
Property Subtype Single Family Residence
County Jefferson
Property Type Residential
HOA false
Attached Garage false
Subdivision Name CLIFTON
Garage Y/N true
Other Structures Garage(s)
Total Rooms 6
Full Baths 1
Status Active Under Contract
Directions Payne St. between S Bellaire and Clifton Ave.
City Louisville
MLS Area 03-Clifton/Crescent Hill/St Matthews
Lot Size Units Acres
Lot Size Square Feet 4500
MLS Area Minor 03-Clifton/Crescent Hill/St Matthews
Standard Status Active Under Contract
Tax Lot 0044

Interior Features

Basement Unfinished,Cellar
Total Fireplaces 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 1164
Total Bedrooms 2
LivingAreaSource Appraiser
Total Baths 1

Exterior Features

Fencing Privacy,Full,Wood
Parking Features Off Street,Entry Rear,Driveway
Lot Features Sidewalk,See Remarks,Level
Water Source Public
Lot Size Area 0.1
Foundation Details Crawl Space
Building Area Total 1164
Lot Dimensions 25X180
Lot Size Acres 0.1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Shelbyville, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School Unknown High School

Price History

9/4/2026 Listed $310,000

Property vs Zip Code Average in 40206

Price
AVG $400K
$310K
Year Built
AVG 1941
1900

2029 Payne St Louisville, KY is a Single Family Home for sale at $310000 with 1164 sqft and a lot size of 0.1 Acres Acre(s). 2029 Payne St Louisville has 2 bedrooms, 1 baths and was built in 1900. The property's zip code is 40206 which is in Louisville, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.